How many days after personnel separate from the Navy does SGLI coverage continue for?

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Service members who separate from the Navy are provided with a continuation of their Servicemembers' Group Life Insurance (SGLI) coverage for 120 days beyond their date of separation. This extension is crucial as it offers continued financial protection to the service member's beneficiaries during a transitional period when the individual may not yet have secured new insurance coverage.

The 120-day coverage is significant because it grants former personnel adequate time to explore other insurance options without the immediate pressure or risk of being uninsured. After this period, service members can convert their SGLI coverage to another policy if they so choose, but understanding the 120-day window is essential for planning and ensuring ongoing financial security for themselves and their dependents.

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